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“Keep calm and carry on” is more than a slogan on a coffee mug

Fear is a debilitating emotion. Apart from stopping you doing things you want to do and fearful of doing things you can, it makes things seem worse than they really are. As an example, just about every survey at the moment tells us that crime is on the increase. Media coverage which, inevitably, focuses on the worst examples – because that is what makes them out of the ordinary and therefore news – presents a pretty depressing picture.

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A tale of two savers

It was Charles Dickens’ Mr Micawber who coined his own definition of contentment: "Annual income twenty pounds, annual expenditure nineteen pounds, nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds, nought and six, result misery."

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New home secretary makes it a hat-trick

After four days in the job, the new Home Secretary, Sajid Javid, will know by now why so many commentators call it THE most difficult of the great offices of state. Not only has he picked-up an inbox simmering with the backlash over the Windrush scandal, but also with arguments continuing to rage over police cuts, rising knife crime and other law and order issues.

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